FAQs

No, this program is offered free of charge.

CCCS of Huntington does not report anything to the credit bureaus; however, the creditors will still report. If you make late payments to us, your creditors may report it. When you enter into a DMP, your credit card accounts will be closed. Anytime you close an account, your credit score may drop a few points. This happens regardless of the reason for closing. Chances are, even if you have been making on-time payments, but your account balances have reached the credit limit or are above 50 percent of your credit line, your score has probably been affected negatively. When you enter the DMP and begin making your monthly payments on time each month, your credit score, if it’s been affected, should start to improve over time because of on-time payments and lower balances.

Creditors set the guidelines for Debt Management Plan (DMP) interest rates. So yes, you will still pay interest, but in most instances, it will be significantly lower than what you are paying now and depending on which creditors you have, they may waive the interest completely. It varies from creditor to creditor. All credit counseling agencies have to adhere to the creditors’ guidelines.

Yes!  If you can comfortably make larger payments toward your DMP, you will pay the debts off much faster and pay less in interest over time.  We just ask that you pay the extra through us, so that we can keep accurate records for you.

No. Checking your own credit report is a soft inquiry because you are not applying for credit. However, each time you apply for a credit card or some types of loans, it is a hard inquiry and will affect the score. The only exception to that rule is applying for a home or auto loan. You can have multiple inquires within a 14-day period and it will only count as one hard inquiry because you are only trying to obtain one loan.

Yes, if you like, we can set you up for ACH withdrawal from a checking or savings account. We actually encourage the ACH method of payment because it ensures that your payments will be made on-time each month. It is also more convenient for our clients so they don’t have to remember to mail or drop off the payment to us.

60 days

90 Hours

Yes, minimum wage.

18 and older

Yes, our nationally-certified, licensed professional therapists are equipped with a variety of tools to treat individuals suffering from PTSD.

To become a client of Hire Attire, you must obtain a referral from one of our community partners. A full list is available on the Hire Attire section of this website.

You may take your donation to any of our retail locations. Be sure to mention that the donation is for Hire Attire. You can also visit the Hire Attire program office at the J.W. Scott Community Center, 1637 8th Ave., Huntington, and drop donations there.

We recommend that all job seekers check our current job openings on Indeed.com.

At Goodwill, we accept applications for specific jobs only. If you are interested in another available position, a new application would need to be submitted for consideration.

Good condition, working televisions may be donated to any of our retail locations. Older or non-functional televisions may not be accepted, as our Recycling division has no outlet for disposing of them. Our Recycling division recommends individuals with these types of televisions to contact Best Buy.

At this time, Goodwill does not accept items of either type.

No, this service is offered to the community free of charge.

Some items may require additional preparation before you bring them in, as neither Goodwill nor our partner Dell Reconnect is liable for data removal or protection. Make sure you back up your data and wipe your hard drive before you drop off your equipment.

Goodwill is most widely known for its retail stores, but the real mission of Goodwill is what goes on behind the scenes. Donated items are sold so that we can fund our mission of providing therapy services, credit counseling, career training and employment assistance to people in our local communities.

We accept nearly any item you can think of, with the exception of used undergarments and socks, matresses, and washer and dryers. If you’re unsure if we accept a particular item, bring it anyway!